/* Faktoring KZ — вариант D «Каспий» (dizayn/holst/D-*.dc.html). Токены — docs/PASPORT-BRENDA.md, раздел 5. Тема одна, светлая. */
@font-face{font-family:"Golos Text";font-style:normal;font-weight:400 700;font-display:swap;src:url(/static/fonts/golos-cyrillic-ext.woff2) format("woff2");unicode-range:U+0460-052F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}
@font-face{font-family:"Golos Text";font-style:normal;font-weight:400 700;font-display:swap;src:url(/static/fonts/golos-cyrillic.woff2) format("woff2");unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:"Golos Text";font-style:normal;font-weight:400 700;font-display:swap;src:url(/static/fonts/golos-latin-ext.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+1E00-1E9F,U+20A0-20AB,U+20AD-20C4,U+2113,U+A720-A7FF}
@font-face{font-family:"Golos Text";font-style:normal;font-weight:400 700;font-display:swap;src:url(/static/fonts/golos-latin.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Montserrat";font-style:normal;font-weight:700 800;font-display:swap;src:url(/static/fonts/montserrat-cyrillic-ext.woff2) format("woff2");unicode-range:U+0460-052F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}
@font-face{font-family:"Montserrat";font-style:normal;font-weight:700 800;font-display:swap;src:url(/static/fonts/montserrat-cyrillic.woff2) format("woff2");unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:"Montserrat";font-style:normal;font-weight:700 800;font-display:swap;src:url(/static/fonts/montserrat-latin-ext.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+1E00-1E9F,U+20A0-20AB,U+20AD-20C4,U+2113,U+A720-A7FF}
@font-face{font-family:"Montserrat";font-style:normal;font-weight:700 800;font-display:swap;src:url(/static/fonts/montserrat-latin.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+20AC,U+20B8,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}

:root{
  --ink:#13262B;--muted:#4D6268;--text-2:#33494F;--teal:#0A7E8C;--link:#07636E;--link-h:#044850;--coral:#D04426;--coral-h:#B5391F;
  --bg:#FFFFFF;--soft:#EAF5F6;--soft-2:#F4FAFB;--field:#B9D3D7;--line:#D7E7EA;--on-teal:#FFFFFF;
  --f-text:"Golos Text",system-ui,-apple-system,"Segoe UI",sans-serif;
  --f-head:"Montserrat","Golos Text",system-ui,sans-serif;
  --wrap:1280px;--pad:32px;
  --shadow-card:0 1px 2px rgba(19,38,43,.08),0 16px 40px rgba(19,38,43,.10);
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:24px}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--f-text);font-size:18px;line-height:1.6;font-variant-numeric:tabular-nums;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}
img,svg{display:block;max-width:100%}
a{color:var(--link);text-decoration:none}
a:hover{color:var(--link-h)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--teal);outline-offset:2px;border-radius:4px}
h1,h2,h3{text-wrap:balance;overflow-wrap:break-word;hyphens:auto}
button,input,select,textarea{font-family:inherit}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--pad)}
.skip{position:absolute;left:-9999px;top:0;background:var(--coral);color:#fff;padding:10px 16px;font-weight:700;z-index:100}
.skip:focus{left:8px;top:8px}
details:not([open])>:not(summary){display:none}

/* Кнопки: таблетки, главная коралловая с белым текстом, вторичная бирюзовая */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 22px;border:0;border-radius:999px;font:inherit;font-size:16px;font-weight:700;line-height:1.2;cursor:pointer;text-align:center;transition-property:background-color,transform;transition-duration:.15s;transition-timing-function:ease-out}
.btn:active{transform:scale(.96)}
.btn-cta{background:var(--coral);color:#fff}
.btn-cta:hover{background:var(--coral-h);color:#fff}
.btn-teal{background:var(--teal);color:#fff}
.btn-teal:hover{background:var(--link);color:#fff}
.btn[disabled]{opacity:.6;cursor:progress}

/* Шапка */
.hdr{border-bottom:1px solid var(--line);background:var(--bg);position:relative;z-index:30}
.hdr-in{display:flex;align-items:center;gap:16px;padding-top:16px;padding-bottom:16px}
.logo{display:flex;align-items:center;gap:10px;color:var(--ink);flex:none}
.logo:hover{color:var(--ink)}
.logo-m{width:40px;height:40px;background:var(--teal);border-radius:12px;display:flex;align-items:center;justify-content:center;flex:none}
.logo-t{font-family:var(--f-head);font-weight:700;font-size:21px;letter-spacing:-.01em;white-space:nowrap}
.logo-t span{color:var(--teal)}
.nav{display:flex;flex:1;min-width:0}
.nav>ul{display:flex;list-style:none;margin:0;padding:0;gap:0}
.nav-a{display:flex;align-items:center;gap:3px;color:var(--ink);padding:10px 6px;background:none;border:0;font:inherit;font-size:15.5px;cursor:pointer;white-space:nowrap;border-radius:8px}
.nav-a:hover,.nav-i.open>.nav-a,.nav-a[aria-current="true"]{color:var(--teal)}
.nav-i.open>.nav-a,.nav-a[aria-current="true"]{font-weight:600}
.nav-a .car{font-size:13px;transition:transform .15s ease-out}
.nav-i.open>.nav-a .car{transform:rotate(180deg)}
.lang{flex:none;display:inline-flex;gap:6px;align-items:center;font-size:14px;color:var(--muted);white-space:nowrap}
.lang b{color:var(--ink);font-weight:600}
.lang a{color:var(--muted);display:inline-flex;align-items:center;min-height:32px}
.lang a:hover{color:var(--teal)}
.hdr-cta{flex:none;min-height:46px;padding:12px 20px;font-size:16px}
.burger{display:none;width:44px;height:44px;border:1px solid var(--field);background:var(--bg);border-radius:12px;color:var(--ink);align-items:center;justify-content:center;cursor:pointer;margin-left:auto;flex:none}

/* Мега-меню: светлая полоса под шапкой */
.mega{position:absolute;left:0;right:0;top:100%;z-index:40;display:none;background:var(--soft-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.nav-i.open .mega{display:block}
.mega-in{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px;padding-top:22px;padding-bottom:26px}
.mega-col{display:flex;flex-direction:column;gap:10px}
.mega-col p{margin:0;font-size:13px;color:var(--muted)}
.mega-h{grid-column:1/-1;margin:0 0 -14px;font-family:var(--f-head);font-weight:700;font-size:15px}
.mega-h~.mega-h{margin-top:4px;padding-top:18px;border-top:1px solid var(--line)}
.mega-col a{font-size:16px;line-height:1.35}

/* Меню телефона */
.mnav{position:fixed;inset:0;z-index:60;background:var(--bg);color:var(--ink);display:none;flex-direction:column}
.mnav.open{display:flex}
.mnav-top{display:flex;align-items:center;gap:10px;padding:14px 16px;border-bottom:1px solid var(--line)}
.mnav-top b{font-weight:700;font-size:17px;flex:1}
.mnav-x{width:44px;height:44px;border:1px solid var(--field);background:var(--bg);border-radius:12px;color:var(--ink);display:flex;align-items:center;justify-content:center;cursor:pointer}
.mnav-list{flex:1;overflow:auto;padding:8px 16px}
.mnav-list details{border-bottom:1px solid var(--line)}
.mnav-list summary{list-style:none;display:flex;justify-content:space-between;align-items:center;padding:14px 2px;cursor:pointer;font-weight:700;font-size:17px}
.mnav-list summary::-webkit-details-marker{display:none}
.mnav-list summary::after{content:"+";color:var(--teal);font-weight:500;font-size:20px}
.mnav-list details[open] summary::after{content:"−"}
.mnav-sub{display:flex;flex-direction:column;gap:8px;padding:0 0 14px}
.mnav-sub span{font-size:13px;color:var(--muted);padding-top:8px}
.mnav-sub a{background:var(--soft-2);border-radius:14px;padding:13px 14px;color:var(--ink);font-size:17px;line-height:1.3}
.mnav-bot{padding:12px 16px calc(16px + env(safe-area-inset-bottom));display:grid;grid-template-columns:1fr 1fr;gap:10px;border-top:1px solid var(--line)}

/* Крошки */
.crumbs{font-size:14px;color:var(--muted);padding-top:24px}
.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:4px}
.crumbs li+li::before{content:"/";margin:0 6px 0 2px}
.crumbs a{color:var(--muted);display:inline-flex;align-items:center;min-height:24px}
.crumbs a:hover{color:var(--teal)}

/* Страница-статья: текст на всю ширину колонки, без max-width у абзацев (правило Игоря) */
.pg{display:flex;gap:40px;align-items:flex-start;padding-top:20px;padding-bottom:64px}
.pg-body{flex:999 1 560px;min-width:0}
.pg-side{width:320px;flex:0 0 auto;display:flex;flex-direction:column;gap:16px}
.pg-head{display:flex;flex-direction:column;gap:12px;margin-bottom:22px}
h1.h-disp{margin:0;font-family:var(--f-head);font-weight:700;font-size:46px;line-height:1.1;letter-spacing:-.01em}
.meta{margin:0;font-size:14px;color:var(--muted)}
.art h2{margin:40px 0 16px;font-family:var(--f-head);font-weight:700;font-size:32px;line-height:1.2}
.art h3{margin:28px 0 10px;font-size:21px;line-height:1.3}
.art p{margin:0 0 18px;color:var(--text-2)}
.art ul,.art ol{margin:0 0 20px;padding-left:24px;display:flex;flex-direction:column;gap:8px;color:var(--text-2)}
.art li::marker{color:var(--teal)}
.art strong{font-weight:600;color:var(--ink)}
.art a{text-decoration:underline;text-decoration-color:rgba(7,99,110,.35);text-underline-offset:3px}
.art a:hover{text-decoration-color:currentColor}
.art .btn,.art .card{text-decoration:none}

.kor{background:var(--soft-2);border-radius:20px;padding:22px 24px;margin:0 0 24px}
.kor p{margin:0;color:var(--ink)}

.tw{overflow-x:auto;border-radius:20px;margin:0 0 24px;
  /* таблица шире экрана: у края, за которым есть ещё столбцы, видна тень — подсказка листать вбок */
  background:linear-gradient(to right,var(--soft-2) 30%,rgba(244,250,251,0)) left center/40px 100% no-repeat local,
    linear-gradient(to left,var(--soft-2) 30%,rgba(244,250,251,0)) right center/40px 100% no-repeat local,
    radial-gradient(farthest-side at 0 50%,rgba(19,38,43,.22),rgba(19,38,43,0)) left center/16px 100% no-repeat scroll,
    radial-gradient(farthest-side at 100% 50%,rgba(19,38,43,.22),rgba(19,38,43,0)) right center/16px 100% no-repeat scroll,
    var(--soft-2)}
.tw table{border-collapse:collapse;width:100%;font-size:16px}
.tw th,.tw td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line);vertical-align:top}
.tw thead th{color:var(--muted);font-weight:600;font-size:14px}
.tw tbody tr:last-child>*{border-bottom:0}
.tw tbody td:first-child{font-weight:600}
.tw table.c1 tr>:first-child,.chart-line thead th{white-space:nowrap}
@media (max-width:520px){.tw th,.tw td{padding:12px 14px}}

.fig{margin:0 0 24px}
.fig img{width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;border-radius:20px;background:var(--soft)}

/* Графики */
.chart{background:var(--soft-2);border-radius:20px;padding:22px 24px;margin:0 0 24px}
.chart figcaption{font-weight:700;margin:0 0 14px;line-height:1.4}
.fig picture{display:block}
/* столбики: подпись | полоса | число; примечание строкой ниже */
.chart .bars{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
.bar{display:grid;grid-template-columns:minmax(0,34%) minmax(0,1fr) 9em;gap:4px 14px;align-items:center;font-size:15px;line-height:1.4}
.bar-s{width:100%;height:14px;background:var(--bg);border-radius:7px;overflow:hidden}
.bar-s rect{fill:var(--teal)}
.bar-v{white-space:nowrap;font-weight:700;text-align:right}
.bar-n{grid-column:2/-1;color:var(--muted);font-size:14px}
.bar-g{font-weight:700;font-size:15px;color:var(--link);margin-top:6px}
.bar-g:first-child{margin-top:0}
/* линии: SVG по ширине, подписи и числа — HTML */
.ln{width:100%;height:200px;background:var(--bg);border-radius:14px}
.ln .zero{stroke:var(--field);stroke-width:1.5;stroke-dasharray:4 4;vector-effect:non-scaling-stroke}
.ln polyline{fill:none;stroke-width:3;stroke-linejoin:round;vector-effect:non-scaling-stroke}
.ln path{stroke-width:9;stroke-linecap:round;vector-effect:non-scaling-stroke}
.ln .s1,.ln .d1{stroke:var(--coral)}
.ln .s2,.ln .d2{stroke:var(--teal)}
.ln-x{display:flex;margin:6px 0 14px;font-size:14px;color:var(--muted)}
.ln-x span{flex:1;text-align:center}
.ln-lg{display:flex;flex-wrap:wrap;gap:6px 18px;margin:0 0 10px;font-size:15px}
.ln-lg span{display:inline-flex;align-items:center;gap:8px}
.ln-lg span::before{content:"";width:18px;height:4px;border-radius:2px}
.ln-lg .lg1::before{background:var(--coral)}
.ln-lg .lg2::before{background:var(--teal)}
.chart-line .tw{margin:0}
.chart-line td{white-space:nowrap}
.chart-line th[scope="row"]{min-width:11em}
/* пункты схемы */
.chart .chart-l{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
.chart-l>li{background:var(--bg);border-radius:16px;padding:14px 16px;font-size:15px;line-height:1.5}
.chart-l>li.flow{background:none;padding:0}
.chart-l .flow>b{display:block;margin:0 0 8px;font-size:15px;color:var(--link)}
.chart .steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;counter-reset:st}
.steps li{counter-increment:st;background:var(--bg);border-radius:16px;padding:14px 16px;font-size:15px;line-height:1.45}
.steps li::before{content:counter(st);display:flex;width:32px;height:32px;border-radius:50%;background:var(--soft);color:var(--link);font-weight:700;align-items:center;justify-content:center;margin-bottom:8px}

/* Призыв «после расчёта» и формы */
.cta{margin:28px 0}
.cta-t{font-family:var(--f-head);font-weight:700;font-size:26px;line-height:1.25;margin:0}
.cta-s{margin:0;font-size:16px;color:var(--text-2)}
.cta-after{background:var(--soft-2);border-radius:20px;padding:22px 24px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.cta-after>div{display:flex;flex-direction:column;gap:6px;flex:1 1 320px}
.cta-after .cta-t{font-size:21px}
.cta-form{background:var(--soft);border-radius:24px;padding:32px;display:flex;flex-direction:column;gap:14px;container-type:inline-size}
.cta2-sub{margin:0;color:var(--text-2)}

.lf{display:flex;flex-direction:column;gap:12px}
.lf-row{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:14px;align-items:end}
.lf-row .btn{min-height:52px}
.lf label{display:flex;flex-direction:column;gap:6px;font-size:14px;color:var(--muted)}
.lf input[type=text],.lf input[type=tel],.lf select{font:inherit;font-size:16px;color:var(--ink);height:52px;padding:0 14px;border:1px solid var(--field);border-radius:12px;background:#fff;width:100%}
.lf select{padding:0 10px}
.lf input[aria-invalid="true"]{border-color:#B3261E}
.lf label.ok-line{font-size:13px;color:var(--muted);flex-direction:row;gap:8px;align-items:flex-start}
.lf .ok-line input{margin:1px 0 0;width:22px;height:22px;accent-color:var(--teal);flex:none}
.lf .hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.lf-note{margin:0;font-size:13px;color:var(--muted)}
.lf-msg{margin:0;font-size:15px;font-weight:500}
.lf-msg:empty{display:none}
.lf-msg.err{color:#B3261E}
.lf-msg.net{color:#8A5A00}
.lf-done{display:flex;flex-direction:column;gap:6px;padding:6px 0}
.lf-done b{font-family:var(--f-head);font-weight:700;font-size:21px;color:var(--link)}
@container (max-width:520px){.lf-row{grid-template-columns:minmax(0,1fr)}}
.art .cta p,.art .cta2 p{color:inherit;margin:0}

dialog.dlg{border:0;border-radius:24px;padding:0;max-width:560px;width:calc(100% - 32px);box-shadow:var(--shadow-card);color:var(--ink);background:var(--soft)}
dialog.dlg::backdrop{background:rgba(19,38,43,.55)}
.dlg-in{position:relative}
.dlg-in .cta{margin:0}
.dlg-in .cta-form{padding:28px}
.dlg-in .cta-t{padding-right:40px}
.dlg-x{position:absolute;right:10px;top:10px;width:44px;height:44px;border:0;background:transparent;font-size:26px;cursor:pointer;color:var(--muted);z-index:1}
.dlg .lf-row{grid-template-columns:minmax(0,1fr)}

/* Калькуляторы */
.calc{display:flex;flex-direction:column;gap:16px}
.calc-t{margin:0!important;font-weight:700;font-size:20px;color:var(--ink)!important}
.calc-f{display:flex;flex-direction:column;gap:8px;min-width:0}
.calc-f label{font-size:14px;color:var(--muted)}
.calc-f input{font:inherit;font-size:18px;color:var(--ink);height:52px;padding:0 14px;border:1px solid var(--field);border-radius:12px;background:#fff;width:100%}
.calc-main{display:flex;flex-direction:column;gap:4px}
.calc-main span{font-size:14px;color:var(--muted)}
.calc-main b{font-size:34px;font-weight:700;color:var(--link);line-height:1.15}
.calc-n{margin:0!important;font-size:14px;color:var(--muted)!important}
.calc-art{background:var(--soft);border-radius:24px;padding:28px;margin:8px 0 28px;gap:18px}
.calc-art .calc-t{font-family:var(--f-head);font-size:28px;line-height:1.2}
.calc-g{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;align-items:end}
.calc-g.g4{grid-template-columns:repeat(4,minmax(0,1fr))}
.calc-art .calc-r{background:#fff;border-radius:18px;padding:22px;display:flex;gap:28px;flex-wrap:wrap;align-items:flex-end}
.calc-art .calc-r>div{display:flex;flex-direction:column;gap:4px}
.calc-art .calc-r>.calc-main{flex:1 1 220px}
.calc-art .calc-r>div>span{font-size:14px;color:var(--muted)}
.calc-art .calc-r>div>b{font-size:21px;font-weight:700}
.calc-art .calc-main b{font-size:38px}
.calc-art .btn{align-self:flex-start}
.calc-home{background:#fff;border-radius:20px;padding:28px;gap:14px;box-shadow:var(--shadow-card)}
.calc-home .calc-main{background:var(--soft);border-radius:14px;padding:18px;gap:6px}
.calc-home .btn{min-height:54px}

/* Боковая колонка */
.side-toc{background:var(--soft-2);border-radius:20px;padding:22px;display:flex;flex-direction:column;gap:10px;font-size:16px;line-height:1.35}
.side-cta{background:var(--teal);color:#fff;border-radius:20px;padding:22px;display:flex;flex-direction:column;gap:12px}
.side-cta b{font-size:19px;line-height:1.3}
.side-cta p{margin:0;font-size:15px;line-height:1.5;color:var(--on-teal)}
.side-cta .btn{min-height:50px}

/* FAQ и источники */
.faq{border-top:1px solid var(--line);margin:0 0 24px}
.faq details{border-bottom:1px solid var(--line);padding:18px 0}
.faq summary{font-weight:600;font-size:18px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--teal);font-weight:500;font-size:22px;line-height:1}
.faq details[open] summary::after{content:"−"}
.faq details p{margin:10px 0 0;font-size:16px;line-height:1.55;color:var(--text-2)}
.src{margin:28px 0 0;border-radius:20px;background:var(--soft-2)}
.src summary{padding:16px 20px;cursor:pointer;font-weight:600;font-size:15px;color:var(--muted)}
.src ol{margin:0;padding:0 20px 18px 40px;font-size:14px;line-height:1.5;display:flex;flex-direction:column;gap:6px;color:var(--muted)}
.src a{word-break:break-word}

/* Карточки */
.rel{margin:36px 0 0}
.rel h2{margin-top:0}
.cards,.g3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.card,.pcard{background:var(--soft-2);border-radius:20px;padding:24px;display:flex;flex-direction:column;gap:10px;color:var(--ink)}
.card:hover,.pcard:hover{color:var(--ink);background:var(--soft)}
.card b{font-size:18px;line-height:1.35}
.card span{font-size:15px;color:var(--muted);line-height:1.5}
.card em,.pcard em{font-style:normal;margin-top:auto;font-weight:600;color:var(--link)}
.pcard{padding:28px}
.pcard b{font-size:21px;line-height:1.3}
.pcard span{color:var(--muted);line-height:1.5}

/* Главная */
.hero{background:var(--soft)}
.hero-in{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:48px;align-items:center;padding-top:64px;padding-bottom:64px}
.hero-l{display:flex;flex-direction:column;gap:22px}
.tag{align-self:flex-start;background:#fff;border-radius:999px;padding:8px 14px;font-size:14px;color:var(--link);font-weight:600}
.hero h1{margin:0;font-family:var(--f-head);font-size:56px;line-height:1.08;font-weight:700}
.lede{margin:0;font-size:19px;line-height:1.55;color:var(--text-2)}
.dots{display:flex;gap:10px 18px;flex-wrap:wrap;font-size:15px;color:var(--text-2)}
.dots span{display:flex;gap:8px;align-items:center}
.dots span::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--teal);flex:none}
.sec{padding-top:64px;padding-bottom:64px;display:flex;flex-direction:column;gap:28px}
.h2-disp{margin:0;font-family:var(--f-head);font-weight:700;font-size:36px;line-height:1.15}
.how{background:var(--soft-2)}
.g4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
ol.steps-home{list-style:none;margin:0;padding:0}
.steps-home li{background:#fff;border-radius:20px;padding:24px;display:flex;flex-direction:column;gap:8px}
.steps-home .n{width:40px;height:40px;border-radius:50%;background:var(--soft);color:var(--link);display:flex;align-items:center;justify-content:center;font-weight:700}
.steps-home b{font-size:18px}
.steps-home li>span:last-child{color:var(--muted);line-height:1.5}
.steps-home li:last-child{background:var(--teal);color:#fff}
.steps-home li:last-child .n{background:#fff}
.steps-home li:last-child>span:last-child{color:var(--on-teal)}
.home-art{padding-top:64px}
.who{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:40px;align-items:start}
.who-l{display:flex;flex-direction:column;gap:14px}
.who-l p{margin:0;font-size:18px;line-height:1.6}
.who .cta{margin:0}
.who .lf-row{grid-template-columns:minmax(0,1fr)}
.gap-b{height:56px}

/* Подвал */
.ftr{border-top:1px solid var(--line);font-size:14px;color:var(--muted)}
.ftr-links{display:flex;flex-wrap:wrap;gap:8px 24px;padding-top:32px}
.ftr-links a{color:var(--muted);display:inline-flex;align-items:center;min-height:32px}
.ftr-links a:hover{color:var(--teal)}
.ftr-bot{display:flex;justify-content:space-between;gap:12px 24px;flex-wrap:wrap;padding-top:20px;padding-bottom:36px}

/* Нижняя панель телефона */
.mbar{display:none}

.e404{padding:80px var(--pad) 120px;display:flex;flex-direction:column;gap:18px;align-items:flex-start}

/* Призывы теста по образцу obf.kz (14.11.2026): карточка, подбор, плашка × 3 текста. Выбор — html[data-cf]/[data-cv] (vybor.js) */
.cta2{display:none}
html[data-cf="0"] .cta2-k,html[data-cf="2"] .cta2-q{display:block}
html[data-cf="0"] .cta2-k{display:flex}
.tv{display:none}
html:not([data-cv]) .tv0,html[data-cv="0"] .tv0,html[data-cv="1"] .tv1,html[data-cv="2"] .tv2{display:inline}
.cta2 p{margin:0}
.cta2-h{font-family:var(--f-head);font-weight:700;font-size:21px;line-height:1.3;color:var(--ink)}
.cta2-free{font-size:14px;color:var(--muted)}
.cta2-k{background:var(--soft);border-radius:24px;padding:28px;margin:28px 0;gap:24px;align-items:center;flex-wrap:wrap}
.cta2-in{flex:1 1 320px;display:flex;flex-direction:column;gap:6px}
.cta2-k .cta2-s{color:var(--text-2)}
.cta2-k .cta2-go{flex:none}
.cta2-q{background:var(--soft-2);border-radius:24px;padding:24px;margin:28px 0}
.cta2-tag{font-size:13px;font-weight:700;color:var(--link)}
.cta2-q .cta2-h{margin-top:4px}
.cta2-step{border:0;margin:14px 0 0;padding:0;min-width:0}
.cta2-step legend{font-weight:700;padding:0;margin-bottom:10px}
.cta2-opts{display:flex;flex-wrap:wrap;gap:10px}
.cta2-opt{min-height:46px;padding:11px 18px;border:1px solid var(--field);border-radius:999px;background:#fff;font:inherit;font-size:16px;color:var(--ink);cursor:pointer}
.cta2-opt:hover{border-color:var(--teal)}
.cta2-opt[aria-pressed="true"]{background:var(--teal);border-color:var(--teal);color:#fff;font-weight:600}
.cta2-last .cta{margin:14px 0 0;padding:20px;background:#fff}
.cta2-q .cta2-no{margin-top:12px;font-size:14px;color:var(--muted)}
.cta2-b .sh{display:none}
.cta2-b{position:fixed;z-index:55;right:24px;bottom:24px;width:380px;background:var(--ink);color:#fff;border-radius:24px;box-shadow:var(--shadow-card);padding:20px 22px}
html[data-cf="1"] .cta2-b.on{display:block}
.cta2-b .cta2-h{font-family:var(--f-text);font-weight:600;font-size:17px;padding-right:36px;color:#fff}
.cta2-b .cta2-go{margin-top:14px;width:100%}
.cta2-b .cta2-free{color:#C2D3D6;margin-top:8px;font-size:13px}
.cta2-x{position:absolute;right:8px;top:8px;width:44px;height:44px;border:1px solid var(--muted);border-radius:50%;background:transparent;font-size:20px;color:#fff;cursor:pointer}

@media (max-width:1290px){
  .nav,.hdr-cta,.hdr-lang{display:none}
  .burger{display:flex}
}
/* казахские подписи разделов длиннее: два раздела под «Тағы», плотнее отступы; уже 1440 — меню кнопкой */
html[lang="kk"] .hdr-in{gap:10px}
html[lang="kk"] .nav-a{padding:10px 4px;font-size:15px}
@media (max-width:1439px){html[lang="kk"] .nav,html[lang="kk"] .hdr-cta,html[lang="kk"] .hdr-lang{display:none}html[lang="kk"] .burger{display:flex}}
@media (max-width:1000px){
  .pg{flex-direction:column;align-items:stretch}
  .pg-side{display:none}
  .hero-in,.who{grid-template-columns:minmax(0,1fr);gap:32px}
  .cards,.g3{grid-template-columns:repeat(2,minmax(0,1fr))}
  .g4{grid-template-columns:repeat(2,minmax(0,1fr))}
  .calc-g.g4{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:760px){
  :root{--pad:16px}
  body{font-size:17px}
  .hdr-in{padding-top:14px;padding-bottom:14px;gap:10px}
  .logo-m{width:36px;height:36px;border-radius:10px}
  .logo-t{font-size:18px}
  h1.h-disp{font-size:30px}
  .hero h1{font-size:30px;line-height:1.1}
  .hero-in{padding-top:20px;padding-bottom:32px;gap:20px}
  .lede{font-size:16px}
  .tag{font-size:13px}
  .art h2,.h2-disp{font-size:25px}
  .art h2{margin-top:32px}
  .sec{padding-top:44px;padding-bottom:44px;gap:20px}
  .home-art{padding-top:44px}
  .cards,.g3,.g4,.calc-g,.calc-g.g4{grid-template-columns:minmax(0,1fr)}
  .calc-art{padding:20px;border-radius:20px}
  .calc-art .calc-t{font-size:22px}
  .calc-art .calc-main b,.calc-main b{font-size:30px}
  .calc-art .btn,.cta2-k .cta2-go,.cta-after .btn{width:100%;white-space:normal}
  .calc-home{padding:18px}
  .cta-form{padding:22px}
  .cta-t{font-size:22px}
  .kor,.cta2-k,.cta2-q,.cta-after,.chart{padding:18px}
  .bar{grid-template-columns:minmax(0,1fr) 8.5em}
  .bar-l{grid-column:1/-1}
  .bar-n{grid-column:1/-1}
  .ln{height:160px}
  .tw th,.tw td{padding:11px 12px;font-size:15px}
  .ftr-bot{flex-direction:column}
  .mbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:50;background:#fff;border-top:1px solid var(--line);padding:10px 14px calc(12px + env(safe-area-inset-bottom));gap:10px;align-items:center}
  .mbar .wa{width:48px;height:48px;flex:none;border-radius:50%;border:1px solid var(--field);display:flex;align-items:center;justify-content:center;color:var(--link)}
  .mbar .btn{flex:1}
  body.has-mbar{padding-bottom:84px}
  .cta2-h{font-size:19px}
  .cta2-b .lg{display:none}
  .cta2-b .sh{display:inline}
  .cta2-b{left:0;right:0;bottom:0;width:auto;border-radius:20px 20px 0 0;padding:12px 60px calc(12px + env(safe-area-inset-bottom)) 16px}
  .cta2-b .cta2-h{font-size:15px;line-height:1.3;padding:0}
  .cta2-b .cta2-go{margin-top:8px;min-height:44px}
  .cta2-b .cta2-free{font-size:12px;margin-top:6px}
  .cta2-x{top:8px;right:8px}
  html[data-cf="1"]:not(.bar-x) body[data-cta-dir] .mbar{display:none}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
@media print{.hdr,.mbar,.ftr,.pg-side,.cta,.cta2{display:none!important}}